Bulletxt, I share your sentiments about Creative, but that was uncalled for.
Hardware wavetables are long dead. Music production now relies on virtual instruments, sequenced with MIDI, so the quality of the wavetables does not even matter. MIDI is no longer used for music distribution - and even if it was, you'd get better quality through software wavetables, anyway.
FPS hit on games? Let's say you lose 2 FPS on software sound. If you spent these 80$ on a better video card, you'd gain 10 FPS!
Better sound quality? Not if you use the digital connectors. Even if you don't, a Xonar would sound even better.
Lower latency for music production? Again there are much better offerings out there - X-Fi's are not really suited for this.
There really is no point in buying a Creative sound card anymore, especially given the company's notoriety for monopolistic practices and general anti-consumer behavior (bad support, bad drivers). Your money are better spent elsewhere.