Now on the other hand a commune is a very similar setup to what you want however there are very significant limitations to it for someone like you who doesn't want to have to work:
#1. The people who are there need to want to be there, anyone who is just using up resources without wanting to be there and helping is inherently damaging to the commune, as a result you cannot apply this to the general public.
#2. in a commune you *have* to work, no ifs ands or buts about it, otherwise you're wasting the precious resource pool and should be ejected.
#3. In order to insure that #1 happens, there's usually a very strong disincentive to joining the commune, such as a ban on sex while living with the commune.
However these do work, and there are plenty of examples of them, typically associated with monks of various religious organizations
It's worth noting that the F/OSS ecosystem gets away with being a commune and not having the waste of the resources pool problem because there is no inherent cost other than some bandwidth for people to just take and take and never contribute anything back, whereas in a traditional commune you're having to provide for their food, shelter and medical care which are serious costs out of the pool of resources.
now as a final thing to look at: pure capitalism (not corporatism, the difference is in a corporatist society which most modern economies are based on there is government involvement in the system, which is then used by the corporations to create oligolopolies because they can use a mix of regulations, taxes (you could get away with a flat tax type system point is simply that it must not be able to be manipulated by foreign entities) and Intellectual property to keep out their competition, all of which are anathema to pure capitalism, and in a pure capitalist society the only role of the government is that of public land manager and arbiter and it's inherently federalized) revolves around small to medium sized privately owned (the concept of a stockmarket is anathema to pure capitalism) businesses, and letting the system just work without intervention, and as a natural result due to their lack of capability to manipulate the system into favouring them the elite lose their foothold and come tumbling down while the middle class swells and innovation thrives.
Sure you can fail and fail hard but you can actually get back up on your feet and your standard of living is actually going to be rather good, and without the FDA and IP making drugs expensive medicine just became a heck of a lot cheaper (And if you think the FDA actually does anything good, I would like to remind you that JD Rockefeller paid off the FDA to push ingesting crude oil as a supplement and drug because he felt that Standard Oil wasn't making enough money as it was, keep in mind that's just one example what happened to Stevia is another good one, and there are many many situations where the pharmaceutical companies have paid the FDA to block out a smaller competitor and maintain their oligopoly), the Agrofirms would never have come into existence due to there not being intellectual property for them to quickly force farmers into selling out to them (Agrofirms are actually a perfect example for how regulation and intellectual property is simply a tool of corporations to squash their smaller competitor and create or maintain an oligopoly, because you'll note how quickly they came to power and how quickly everything has degraded as a result), the sugar firms wouldn't be able to set up government mandated price setting and the corn industry wouldn't be subsidized to extremes meaning that meat prices would be higher however corn fructose wouldn't have become the standard and as a result the whole weight issue wouldn't be a thing outside of people already prone to weight gain because what the issue is is that when fructose (fruit sugar) is turned into glucose (sugar the body can use) there's a toxin that gets released which the body can normally deal with however due to the hyperconcentration of HFCS and the fact that it's in almost everything the body is bombarded to a point where it can't deal with it anymore and so just stores what it can't deal with in fat (Sucrose doesn't have this problem), and in general the world would be a better place
The limitation for capitalism is that it becomes very messed up very quickly when the government moves from a position of acting as an arbiter protecting people's lives, liberty, and property and acting as a manager for usage, maintenance, and purchase and sale of public land (for obvious reasons the police force belongs to the governments and is not a PMC), because that's when your elites move in and establish oligopolies.
Now before you go on about child labour, factories, and mining. Child labour is a product of poverty and exists for all systems with high levels of poverty, factories, and mining even though they're regulated here continue to be horrible places to work and the real answer to that is technology and more specifically robots not more regulation. There is no getting around the fact that factory work inherently causes Repetitive Strain Injuries and mining is a job that inherently has a high risk of death and personal injury, technology (not regulation) has made this occupation safer but really we need to get rid of the human element in that job altogether, and hand it off to robots thus allowing the minimum line to move up, and skill levels and wealth to go up as a direct consequence.